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MACHINERY, TOOLS AND OTHER ACCESSORIES NEEDED FOR HOME GARDENING

Whatever our garden or our garden practices it is necessary to provide us with a minimum of tools. They are something like an extension of the gardener himself, without which many tasks will be more difficult, dangerous or directly impossible. This equipment does not have to be acquired suddenly, with the expense and effort that would entail. It can be expanded with time and according to our experience, budget and particular needs. We can also resort to borrowing, if we find someone sufficiently equipped and with enough generosity and patience. Although to this we should only resort to familiarize ourselves with the tool or decide on a specific model.

Anyway, the garden material will always be a good investment that will become profitable right away. It is better to spend a little more buying quality tools. A good tool we will use for years, maybe every day, with the help, ease and even pleasure that this entails. The gardener’s clothing is also important, for hygiene, comfort and safety it is appropriate to dress appropriately to work in the garden.
Below are some of the most basic utensils that should always be handy in our garage or garden shed.

THE HAT

The sun is a most serious danger to the gardener. What is work or a hobby can end up becoming a tremendous nightmare. Unless we take some measures that are quite simple: avoid the hours of greater sunshine, cover ourselves and use protective cream …

Garden hat
GLOVES

Gloves keep hands clean and prevent injuries to them when handling plants, tools, machinery, etc. They protect us from thorns, sharp and sharp objects and also from dangerous chemicals such as lime or pesticides …

Garden hat
THE CAPABLE

The doormat is a good alternative to the wheelbarrow for a small garden. It is useful at the time of cleaning, such as picking leaves, pruning debris or the garden or while sweeping. It is used to collect the harvest in the orchard or as an aid to move soil, mulch, stones …

Garden hat
PRUNING SHEARS

Cutting tools are essential in the garden. With them we heal the plants, removing the withered stems and the old or diseased wood. They serve to shape, shape the structure and stimulate the development of trees, shrubs and hedges by pruning or grafting …

Folding garden ladder
STAIRS

The garden ladder should be light so that it can be moved and manipulated. The lighter ones are made of aluminum, although they are more expensive than iron ones. It should be foldable, so that it occupies little space when we store it and if we need to transport it can be carried comfortably in the trunk of the car …

Garden hat
THE LITTLE CAR

It is a very useful invention for the elderly and, in general, for those who are not in a position to make efforts. We will always move more weight with the cart than we would by hand, and with less risk and fatigue. There are various types, prices and sizes …

Concept of UNDERINSURANCE and Reasons why you should not have an UNDERINSURED HOME INSURANCE for your valuable HOME or Property ?

The underinsurance occurs when the insured object is attributed a lower value than it actually has , and this situation can lead to very serious consequences especially in home insurance .

Therefore when it comes to hiring a home insurance policy you always have to provide complete information about our home: location, main features, security systems you have, if it is a regular home …

And above all we must make a real estimate of the value of reconstruction of housing to insure. For this we must take into account two major aspects: the continent and the content:

If considered content in Home:

The main construction : foundations and walls, forged, beams and pillars, walls, ceilings and floors, roofs and facades, doors and windows.
Accessory constructions : the dependencies that are in the same farm. The fences, walls and fences of the building insured.
Recreational and sports areas .
Fixed installations of: water, gas, electricity, heating and cooling. All of them permanently installed.
Content considered:

They are the specific goods of the home that are inside the house: appliances, electronic equipment, clothes and objects of personal use.
The value of content is established by the replacement value of those objects in case of loss, so an approximate calculation of the commercial value of all these items will have to be made.

It is also possible to insure valuables such as jewelry and works of art, but these would have to be included in the policy with more specialized coverages.

Thus, a priori it may be tempting to establish a lower housing value so that the resulting premium in the household policy is lower, BUT in the event of an accident, if there is an underinsurance, the indemnity would cover the declared value less the percentage of underinsurance, That is, the difference between the reconstruction value and the declared value.